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Text With Our Car Loan Experts | Westborn Chrysler
Great dealerships offer a simple and stress-free car-buying experience. Their flexible and convenient shopping options utilize technology everyday people already use. That's why we're so thrilled to introduce our newest feature, designed to relieve anxiety and take off the pressure.
Text YES to 313-246-9590 - We'll Do the Rest! It's okay to dislike phone calls, especially when it comes to talking to car dealerships. Many people find it stressful and draining. Similarly, visiting a dealership in person might not be an option if you don't have a reliable way to get there. We want to make it easy for you to start the car-buying process by using text messaging. You can respond at your own pace and don't have to worry about providing information on the spot. We'll be there to answer any questions you have and provide support and guidance along the way. With this latest advancement, when you find a vehicle you like in our extensive online inventory, all you need to do is text YES to 313-246-9590, and Westborn Chrysler will take care of the rest. Our dedicated team will promptly reach out to you, ready to walk you through today's car-buying journey.
Simple Finance Approval We understand that navigating the financing process can be difficult, especially if you're not familiar with auto lending. That's why we offer a simple finance approval process through text messaging. Our finance team has partnered with leading financial institutions to offer a range of flexible financing options with competitive rates, whether you have excellent credit, are a first-time buyer or face credit challenges. We'll help you find the financing you need to purchase your dream car, whether it's new or used. Get Pre-Qualified for the best new and used car loans in just seconds. We've made it easy for serious buyers to get started quickly with our secure online credit application. We are experts on affordable rates for vehicle loans and can help you get a loan payment and terms that fit your budget and more.
Exceptional Customer Service At Westborn Chrysler we make efficiency and customer convenience our top priority so you can focus on selecting the perfect vehicle, while we handle the financing details. We're committed to making the car-buying experience easy and stress-free. We offer a wide range of low-rate finance options and exceptional customer service, including our "text the expert" feature. Regardless of credit history, we'll help secure the best financing option for you. Just text YES to 313-246-9590 today, and we'll take care of the rest. Our knowledgeable and friendly team is committed to providing you with a personalized and enjoyable experience, taking the time to understand your needs and preferences.
When looking to purchase a new or pre-owned vehicle, it's not a bad idea to take into account common issues for the make and model of the vehicle. That way you can plan ahead for future repairs and get the right extended warranty coverage for the needs of that particular vehicle. Westborn Chrysler offers a broad range of vehicle protection plans to provide peace of mind and fit a wide variety of driving habits and budgets.
A key advantage of investing in an extended warranty is the ability to save on expensive repairs. Without a service contract, you may be faced with the difficult decision of replacing your current vehicle simply because the cost of repairs was too high.Â
Why Get Extended Coverage?
One of the biggest benefits of a vehicle service contract at Westborn Chrysler is the fact that claims are paid out so well. If you do experience a covered issue with your vehicle, trust that our team will work quickly and efficiently to get you back on the road as soon as possible. These plans are effective wherever you drive nationwide. Repairs can be performed by any authorized repair facility in the United States or even Canada.
But it's not just major repairs that can be costly! Even non-major issues - like airbags, the suspension system, camshaft, head gasket, and catalytic converter can set you back thousands of dollars. With the right plan coverage, you should be able to keep your car on the road longer, without worrying about the financial burden of unexpected repairs.
Our customers love how incredibly broad our extended warranty coverage is, covering everything from service to parts and labor. Whether you're looking to purchase from our inventory of New Chrysler, Jeep, RAM and Dodge or select from our high-quality used vehicles, customizable terms and options are available for every budget.
Another key benefit is 24-hour emergency roadside assistance. This service is included in all plans, covering services such as towing, gas delivery, battery jump-start, and even trip interruption and substitute transportation. You can rest assured that you won't be stranded on the side of the road with Westborn Chrysler's vehicle service contract.
Choose The Best Coverage For You
For used-car buyers, we recommend first considering how long you plan to keep the car, how many miles you drive annually, and whether you can afford to pay for repairs out of pocket.
- Premier Care - This plan is our general manager Jeff Roekle's fave because it offers the most comprehensive coverage available. No need to worry about necessary repairs to most mechanical and electrical parts, because it's all covered! For hybrid or electric vehicle owners, the Premier plan offers additional coverage for the vehicle's EV battery.
- Powertrain - This plan is a great option for the budget-conscious. Our most basic plan, it covers necessary repairs to your vehicle's engine, transmission, drive axle, and more. You get access to fantastic roadside assistance benefits including towing, flat tire, and lock-out assistance.Â
- Classic - The next level up is Classic. You receive all the same benefits you would with Powertrain, but on top of that you get coverage for your vehicle's air conditioner, brakes, electrical and more.Â
- Ultra - Ultra gives drivers secure confidence for the road ahead. You get all the benefits of Powertrain and Classic, with the addition of coverage for your fuel system, cooling, additional electric, and more!
Whether you're buying new or used, we're here to help you keep your car on the road for years to come. You can add your vehicle service contract at the time of purchase. With our great car financing options, your car buying process will be more manageable. We design car loans to fit your budget and credit score. Get pre-approved right now online through our secure credit application. Or we allow customers to come back later and extend further or buy a different extended warranty. So why wait? Visit Westborn Chrysler in-person or online and take the first step towards peace of mind and financial security in Metro Detroit.
Auto financing can be a daunting task, especially for those going through difficult financial situations. Life doesn't always go according to plan, and sometimes people find themselves in troubling credit situations. Here are four common situations, and why it's not a problem to get auto loan financing with poor credit at Westborn Chrysler Jeep Dodge RAM.
Collections
Collections appear on your credit if too many payments are made late or skipped. This can lead to lower credit scores and difficulty obtaining credit with favorable interest rates and terms.
Late payments, especially recent ones, can significantly impact your credit score. Collection accounts are considered seriously delinquent and can really harm your credit report. Getting approved for a car loan can be challenging if you have outstanding collections on your credit report. The good news is that, even if you find yourself in collections, Westborn Chrysler can help secure financing for your new vehicle. We have loan options specifically designed for people with less-than-perfect credit to easily approve everyone. Get started now with our online car finance application and let's find the options that work best for your particular situation.
Bankruptcy
If you file for bankruptcy, you can expect your credit score to drop, unless it is already low. The impact of bankruptcy on your credit score will depend on the type of bankruptcy you file, as well as factors such as the amount of debt discharged and the ratio of positive to negative accounts on your credit report.Â
Someone with an average credit score of 680 will typically see their score fall 130-150 points after filing for bankruptcy. On the other hand, someone with a higher score of 780 could lose 200-240 points. The drop in one's score can make obtaining loans or unsecured credit difficult or near impossible, as you would be considered a high-risk borrower. However, for those with already low credit scores (around 400-500,) filing for bankruptcy could boost the score up to 50 points.Â
There are two main types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy involves the discharge of most unsecured debts, meaning creditors cannot recover the money they have advanced. In contrast, Chapter 13 bankruptcy consists of creating a repayment plan to repay creditors partially over a fixed number of years. A Chapter 7 bankruptcy will remain on your record for ten years, while a Chapter 13 bankruptcy will remain on your record for seven years after receiving a discharge or dismissal.
If you find your situation improves with a Bankruptcy filing, have no fear that you will be without transportation. Westborn Chrysler's finance options include programs for this situation and we will help you secure auto financing and get you driving as soon as possible.Â
Medical Debt
Hospital and doctor bills can potentially affect your credit if they are not paid on time, as your healthcare provider may turn the account over to a collection agency that reports to the credit bureaus. Using a credit card to pay for medical bills can impact your credit if you skip payments or can't make the payments on time. Plus, this type of debt could increase your credit utilization ratio. In most cases, medical bills will only appear on your credit reports if they are turned over to collections.
Bad or No Credit
Those who don't have a credit history are known as "credit invisible." This is typically due to the lack of credit accounts or the result of not using credit for a long period of time, resulting in the removal of information from their credit history. With no credit history, there is nothing that can be used to calculate a credit score. This is common among young people who haven't yet applied for or obtained any loans or credit, but it can also affect older individuals who have never had credit in their own names.
It typically takes a first-time buyer several weeks to establish a credit score. When you open your first loan or credit card account, the lender will report it to the national credit bureaus, and after a few more weeks, you will have credit reports at each bureau. However, an account needs to be open at least six months and have at least one paymet reported in order to generate your FICO Score. So it may take several months to establish a credit score.Â
That's why Westborn Chrysler looks at the situation and not just the credit report alone. It takes only 2 minutes to complete our full credit application and we'll call you right back to discuss your credit approval. We work with people who need to establish or re-establish a credit history and have awesome programs to get you approved and on the road quickly.
Why is Westborn Chrysler Jeep Dodge RAM is the best Auto Loan Financing resource for people with troubled credit situations near Dearborn, Michigan? Because we take the time to understand your unique financial situation. Our team of financing experts has decades of experience helping people with all types of credit history find affordable financing that works for them. The strong relationships we have with banks and lenders allows us to secure financing options that may not be available to individuals on their own. We offer a wide range of options, including traditional loans, leases and even specialized programs for people with no credit or bad credit. Browse our quality selection of affordable, reliable vehicles from many makes and models today and we'll help you get the best approval options available.
Best Car Service and Parts Center in Metro Detroit
Westborn Chrysler, Dodge, Jeep, RAM is committed to helping you maintain your vehicle and keep it running at its best. Whether you need preventative maintenance, a repair, or bodywork, we are here to help. We understand that with most service departments, it's never easy to drop your vehicle off, whether for routine maintenance or repair. But that's not the case with our Service Center. Westborn strives to make the process as smooth and stress-free as possible for our customers serving Livonia, Trenton, Lincoln Park, Madison Heights, Dearborn, and all surrounding areas.
Time and money are two of the biggest concerns for our customers. Many people are not sure who to trust with their vehicle. They don't know how much a repair could cost them until they're handed a bill that is way overpriced and out of their budget. That's why we offer free estimates, so you know how much your repairs will cost instead of biting your nails the whole time your vehicle is in the shop. Most people need their vehicle for everyday life to get to work, pick up the kids, and get groceries. Being without your vehicle is a major hassle. We have over 12 bays in both our body shop and service department, making room to get plenty of vehicles done and back on the road quickly.Â
Service
Westborn offers a variety of services to help with the big concerns of time and money. From preventative maintenance to heavy repair, our state and CDJR-certified technicians are trained to handle all kinds of maintenance, repair, and heavy repair services, including wheels and tire work, alignments, and diagnostics. We offer a courtesy shuttle and free detail after repairs to make your visit as convenient as possible. And with appointments available and ongoing specials, we make it easy to get the service you need at a price that works for you. Plus, all of our service labor is guaranteed for 12 months or 12,000 miles, giving you peace of mind that your vehicle is in good hands.
Body Shop
In addition to our service department, we also have a top-notch Body Shop Center. If you've been in an accident and need body work, our body shop is here to help. We offer a one-stop shop for service, parts and bodywork, with Chief laser frame machines and a downdraft paint booth to ensure the highest quality repairs. Our technicians are certified and experienced in working on all makes and models, and we have strong relationships with insurance companies to make the process as smooth as possible. We offer free estimates! Plus our strong relationships with insurance companies and the ability to offer direct billing, we make the process as hassle-free as possible for you. Most importantly, we have a lifetime guarantee on all of our work as long as you own your car. And with towing available, getting your vehicle to us is a breeze.Â
Parts Department
But that's not all you'll find at Westborn's service department! Our Parts Center is stocked with Original Equipment Manufacturer (OEM) parts that come with a 2-year warranty. If we don't have what you need in stock, we can special order it for you. Just easily fill out a Parts Request Form right on our website. We even offer discounts to local shops with a tax ID. And don't forget to check out our Mopar merchandise while you're here. Our parts department is stocked with everything you need to keep your vehicle running smoothly.Â
At Westborn Chrysler, Dodge, Jeep, RAM, we're here to help you with all of your vehicle's maintenance and repair needs. With our convenient service department, top-notch body shop, and well-stocked parts department, we have everything you need to keep your vehicle running smoothly. Contact us today to schedule an appointment or get a free estimate.
